$20,000 Nurse’s Viral Credit Card Debt: Content Creator Truth EXPOSED! #finsubito agevolazioni

1. I literally was going to your channel to watch your newest video and I see MY FACE🤯 First off, I want to say THANK YOU for making this video. Not for me, I could care less but to show people my stupidity and mistakes. I graduated from nursing school during the panini August 2020 and had to retake the NCLEX 5x until I passed. Most of my credit card debt was paying the testing fees and then it snowballed into depression spending in between.

   I take all the accountability in the world for my decisions up until now. I have been in therapy since October working through my trauma because I know that my mindset is the root of my situation.

   I appreciate everyone truly. Reality has settled and I am LOCKED IN🔒

2. Im a grad student. I get a stipend as a salary. My husband is in trades. He makes decent money. We dont make as much as some people but we have about 80k in savings, no debt. We just manage our money well and we do small vacations. We cook at home at least 5 days a week, we dont wear designer clothes. We mostly buy what we need and treat ourselves occasionally. We'll have much more money once i finish my phd and we plan to still live a simple life, fulfilling life.

3. "paying for experiences" NO. What will happen is that you'll reach 40 and have nothing to show for all the money you spent. I read something on another forum where a millennial who made "good money" didn't buy a house or anything of substance and instead spent his money on "experiences." When he reached his mid-40s, he realized that he had nothing of substance to show for all his spending and he was looking at having to start a mortgage in his 40s. He was disgusted with his decision making and the notion of 'experiences.' Experiences are not investments.

   Justifying "experiences" is simply another way of justifying irresponsible spending. Save and invest.

4. Im sorry.. but I don't feel bad for her. Im glad she realized it, though. Everything is a choice.

5. “But seek ye first the kingdom of God, and his righteousness; and all these things shall be added unto you.” Matthew6:33

   Life is spiritual!!! Seek God first in your life and he’ll add everything else. If you’ve never accepted him as your lord and savior , confess with your mouth and believe that Jesus is the son of God and ask him to fill you with the Holy Spirit . repent and ask him to lead you in everything that you do. Read your Bible and live a lifestyle of prayer and fasting God will do the rest.

6. 20k cc debt for aa nurse is nothing. She can pay it off within a year. I think there are more debts she is not telling to be frustrated like that.

7. It is common sense to not spend more than what you can pay back–one doesn't need to be finacially literate to know that. It is more of an instant gratification and keeping up with appearances issue.

8. Reality is more money you make, more luxury you want to live! Which causes money problems!

9. She's not wrong about the ADHD impulsivities.

10. I have resonated so much with this story. Because everything she is talking about is what I'm going through. Another issue it has made me realize is how it turns your passion into a burden. And you begin to resent your job.

11. Her channel should be about getting out of debt from trying to be an influencer.. I’d watch that!!! Best of luck to her:)

12. I am upset I did not get a notification for this video! I am loving this topic!

13. 20k debt is not much, some people i know have 300k student loans debt, this is a good lesson her and thanks to her educating us all about finances.

14. She should make content based on the stuff she has already, instead of buying things just to create content with.

15. One thing my parents taught me for buying cars, just buy a used car. It’s clean, it’s new to you! And I was able to purchase it in cash! And with the new cars, you have no idea what recalls or malfunctions it’ll have, bc it’s legit new.

    I got a 2010 Hyundai Elantra this spring, was able to pay cash for it, and it’s a great little car! And if it gets scratched or someone dings it in a parking lot, not a big deal!

16. Live below your means!

17. My ex has $25k of student loan debt & no degree to show for it, which still follows him to this day.. he went to college back in 2006! It's insane. I'm like, just pay your debt! Lol he wouldn't.

18. I don't know this girl but if she is making videos about luxury goods, she doesn't have to buy these goods. She can rent bags and outfits and review them. Also she can do shopping vlogs to show what is available in the shops without buying. She needs to stop using credit cards and switch to debit cards so she can only spend what she has in the bank account. Otherwise she should just give up being a content creator, stop watching all these things on social media and be happy being a nurse which is a great profession.

19. Every business is like that! You’ll spend more than you make when you first start out! But this video went viral so I’m sure she’ll get the views on her page now lol

20. Is this in Spanish for everyone else?

21. To anyone who needs it- look into debt consolidation programs. I have none to promote or suggest, I’m just suggesting you search because a lot of people are bragging that they paid everything off the traditional way and a lot of them likely paid a lot more in interest than they had to.

22. Whoever spread the rumor that healthcare professionals make a lot of money I don’t like you lol. I’m not going to sit here and say that you don’t make good money but as a healthcare professional you’re typically in thousands of dollars of debt to get the education for your profession esp if you’re a doctor. So you’ll spend years paying it off and if you don’t have good spending habits, it’ll be decades.

23. Nurses earn enough. Can they be debt free? Depends on how much they paid to go to school lol. Did I go into debt to chase a dream? Yes. I went $250K in debt to go to law school. My undergraduate degree was free though. Was it worth it? I don’t think so. I’d rather be out of debt right now, but I can also make $250K a year so I guess the grass is always greener.

24. lol if you put it on your credit card because you can’t afford it, you can’t afford it. Why a nurse is trying to be an influencer anyways. Way to get influenced and fall for the trap lol

25. If you make over $100k/year and you can’t pay off $20k in debt then you are your own problem.

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