How The UK Government Could Avoid Riots Using Marketing #finsubito agevolazioni

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2. Economic outcome won't be the same. It will make the UK more in debt by lying about what it is

3. I earn more than that and I didn’t go to uni. Get into the construction industry, it’s booming!

4. I have a student loan. I normally agree with this chap wholeheartedly, but he's got it wrong on this occasion. It absolutely should be called a loan rather than a tax for the following reason:
   1) A tax is a levy charged to an individual for goods/services that benefit the comunity, whereas a loan is a charge to the individual for financial for private goods/services.
   2) Students should absolutely be aware of the magnitude of the financial investment that they are committing to. Way too many students go to university for no other reason that " it's what everyone else does", obtaining a degree that doesn't realistically serve them at all.
   3) By it's very nature, a loan is finite, you are expected to pay it regularly until the full amount (plus interest) has been cleared, after which it's over. A tax is permanent, you will be saddles with it for the rest of your career, even if you've technically paid back equal (or more) to what you originally borrowed. Now, I knoc that many students will be saddled with student depbt for a very long time, but as a loan, it gives you the potential to clear it, whereas a tax is permanent.
   4) Unlike a tax which is tied to inflation, a loan is directly tied to interest rates, which is how the model currently works.

   I'm fortunate enough that I will actually be able to pay back my student loan, but turning it into a tax is just a way of saddling all students with debpt permanently.

5. Or just use tax to fund education?

6. The obvious answer would seem to be that they don't WANT to encourage the poors to go into further education

7. Low income households dont tend to pay as much or pay at all

8. The interest on a student loan in 2018 (the year i paid it off in full) was 9%. If you borrowed £50,000. The interest in 1 year was £4,500. If you earn £50,000 per year, you pay back 9% after £27k which is £2070 per year or £172.50 per month.

   So not only has your debt increased by £2430. You've had to pay £172.50 per month.

9. a fine thing indeed

10. They privatised education without letting it find it's real market value. Let them sell their courses without govenment backed loans. It's not like they'll lend 18 year olds 60k to start a business even though they'd be far better off than most degree holders.

11. Ah yes but that would have meant that the rich kids would have to shoulder the weight equally compared to their poorer peers. A tax means everyone pays, a loan means the rich can pay up front and the poor pay interest over a lifetime.

12. Not wrong with the concept but to use the word riot isn’t accurate

13. My wife has student loans from Sweden which are now 30 years old. She'll never pay them off, it's just a form of taxation for anyone not wealthy enough to avoid borrowing.

14. Education should be free and the tax system can be made fairer so those with immense wealth pay more tax and those with less wealth pay less tax or no tax.

15. Sorry but a graduate tax wouldn't work because then nobody would pursue higher education.

16. Words don’t define behavior, reality does. There’s been millions of riots from the dawn of civilization against taxes of every type. Most famously one in a small British colony a few thousand miles west of England…

17. And then tell them how thirty years before it would not have been a loan or a tax but a no repayable grant, voted away by the usual right wing government, that'll cheer them up no end. 😡

18. This guy teaches Marketing at Hogwarts.

19. Manipulation of wording

20. Is he referring to what went down in 08? Cause people werent angry about the loan theybwere angry that the prices tripled

21. Calling it a graduate tax makes it more obvious they shouldn't exist. Taxing people who are more educated and therefore will likely contribute more to the economy?

22. That's the beauty of capitalism. They lie and lie in a way as if its beneficial for you. Well done!

23. Good point.

24. This guy is absolutely cringe… He needs to be reminded Capitalism has given us the state of current society (and if you don't know, it's really bad).

25. It’s not 2% though, at £50k you’d pay £2250 on type 1 or £1674 on later ones which is between 3.4-4.5%

26. Tax, Loans, Fees…call it what you want if you're smart enough you'll know you're being screwed

27. Couldn't because they may not graduate

28. Individuals paying for education does not serve the society as such, it merely favours the privileged and prevents the intellectually able poor from choosing a topic that may not be financially valuable for the individual themselves but increase knowledge of mankind. Besides, a family's most valuable possession most likely is something without price tag, at least in a civilised society.

29. That system exists in Australia, called HECS (Higher Education Contribution Scheme)

30. And the govt(s) would have had to admit putting a tax on education. A tax that can be avoided if you're wealthy enough to pay the tuition fees directly.
    No loans = no loan repayments = no graduate tax.
    It would've been political s/c.

31. Yes but they don't want the working class to get rich do they, education was made by the middle-class for the middle-class

32. He makes the assumption you can find a job in your field of study. This is not necessarily the case in America. You can graduate, and still end up working at a Fast Food Restaurant, and a significant portion of your income goes to rent, and paying down debt.

    College is not the path forward for everyone. Some will end up with debt they will never be able to pay off.

33. If youre stupid enough not to understand a loan you shouldnt be going to university.

34. tax on education should be illegal no matter its form!

35. Where’s the part when we factor in that the degree has no value and those young people have wasted their time and money?

36. The funny thing about student loans are just wonder how many Nicola Teslas there might have been who were just too poor for higher education and went to the coal mines. Schooling is to find the special few who will change the world. Once you put a monetary value to that you only get the fortunate special few who have parents with expendable income.

37. "Gravitas."

38. The government avoided calling it a "graduate tax" because doing so would have required them to apply it to wealthy graduates as well. Instead, the current student loan system is deeply unfair, as it ensures that the poorest graduates pay the most. Unlike the wealthy, who can clear their debt early and avoid excessive interest, those with less financial flexibility are forced to pay back loans with crippling interest over 25 years. A true graduate tax, levied fairly on all graduates—including those who earned their degrees before tuition fees were introduced—would be a far more equitable system.

39. Well yes except a big difference

    A losn has to be psid even if you dont get a job.

    A graduate tax only needs to be paid if you grt a job

40. Imagine whst would happen if someone scrapped thr NHS.

    Let's judt say we would be calling Luigi

41. At the time I didn’t realise that £50k a year would be barely enough to rent a room in a zone 2 flat share too

42. If youre trying to sell someone pee pee and nobody wants it – rebrand it as poo pop and your youtube reel will get tons of hits

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